Xero Certified · UK Bookkeeper

Your numbers,
finally under control

Friendly, expert bookkeeping for sole traders and SMEs across the UK. From day-to-day records to VAT returns — I handle it all, so you don't have to.

What clients gain working with me

Time saved per month
8–10 hours freed up on average
On-time filing record
100% — every client, every deadline
Software expertise
Xero Certified + range of platforms

Full-service bookkeeping,
tailored to you

Whether you're starting fresh or have a backlog to untangle, I've got you covered — primarily in Xero, with experience across a range of accounting software.

Day-to-day bookkeeping

Transaction recording, bank reconciliation and real-time reporting — primarily in Xero, adaptable to your software.

VAT returns

Accurate, on-time VAT submissions with full HMRC Making Tax Digital compliance.

Payroll

Monthly payroll processing, RTI submissions and payslips for small teams.

Catch-up & clean-up

Months or years behind? I'll untangle your books and get you back on track fast.

Year-end prep

Trial balances, management accounts and everything your accountant needs.

Sole trader support

Friendly guidance for freelancers navigating self-assessment for the first time.

Results that speak
for themselves

A selection of how I've helped real clients get their finances in order — and keep them there.

Catch-up · Sole trader

Freelance photographer — 2 years behind

A self-employed photographer came to me with two years of unrecorded transactions and a looming tax deadline. I reconciled everything in Xero, categorised all expenses correctly and got their self-assessment filed on time — with a tax refund they didn't know they were owed.

Filed on time · Unexpected refund secured
Ongoing · SME

Retail shop — monthly bookkeeping

A local retailer with 4 staff needed a reliable monthly routine: bank reconciliation, supplier invoices, payroll and VAT. I set them up on Xero and now handle everything end-to-end, giving the owner a clear monthly snapshot with zero admin stress.

8 hrs/month saved · MTD compliant
Year-end prep · Consultant

Management consultant — year-end accounts

A busy consultant needed year-end books prepared for their accountant with minimal disruption. I cleaned up their chart of accounts, reconciled the full year and produced a tidy trial balance — allowing their accountant to file quickly and reduce their fees.

Accountant fees reduced · Stress-free handover
Clean-up · Startup

Early-stage startup — books in a mess

A 3-person startup had been using spreadsheets for 18 months and needed to move to Xero before their first investor review. I migrated everything, created a clean chart of accounts and got their books investor-ready within two weeks.

Investor-ready in 2 weeks · Xero onboarding complete
"When I started my social media marketing business I knew I'd eventually need a professional bookkeeper. I'm really happy Charlotte was the one I chose. Our communication was quick, efficient and hassle-free. Charlotte professionally managed the whole process, paying attention to every single detail. Now I don't need to worry about this part of my business, knowing it will be taken care of by an experienced bookkeeper I can trust and rely on."
Social media marketing manager.

Qualified, certified
and up to date

Xero Certified and confident across a range of accounting software — whatever you use, I can work with it.

Xero Certified Advisor
QuickBooks
Sage
SunSystems
HMRC Making Tax Digital
Self Assessment
VAT Returns
RTI Payroll
Management Accounts
Year-end Prep
Clean-up Bookkeeping

Ready to get
your books balanced?

Let's have a free 20-minute chat to see how I can help. No jargon, no pressure — just a conversation about your business.

Or email directly: bookkeeping@shebalances.co.uk